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Retail Banking

Decisive boost to customer access

Imagepage – Postbank as a branch bank (photo)

Retail Banking¹
Segment result	2006 €m	2005 €m
Balance sheet-related revenues	2,396	2,219
Net fee and commission income	1,061	1,081
Administrative expenses	–2,178	–2,301
Profit before tax	924	806
Cost/income ratio	63.0 %	69.7%
Return on equity before taxes	32.7 %	29.2%

¹see Note 2

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